New Hampshire has never taxed wages, and since the repeal of its interest and dividends tax it no longer taxes any form of personal income.
| Gross pay | — |
| Federal income tax | — |
| Social Security6.2% up to $184,500 | — |
| Medicare1.45%, no cap | — |
| State income tax | — |
| 401(k) contribution | — |
| Health and HSA | — |
Useful if you are comparing a job that pays monthly against one that pays every two weeks, or working out what a raise is worth per paycheck.
| Pay schedule | Gross | Take-home |
|---|
New Hampshire long occupied the same position Tennessee did: wages untaxed, but investment income subject to a separate interest and dividends tax. That tax was legislated down in stages and reached zero, so the state now takes nothing from personal income of any kind.
As with Tennessee, this means older guidance describing New Hampshire as taxing investment income is out of date. There is also no state sales tax, which puts New Hampshire in a very small group alongside Alaska, Delaware, Montana and Oregon.
With no income tax and no sales tax, New Hampshire funds local services almost entirely through property tax, and its effective rates are consistently among the highest in the country. For a homeowner this is not a marginal consideration — it is frequently larger than the income tax would be in a neighbouring state.
For a renter, or for someone who works in New Hampshire but owns no property there, the arithmetic is very favourable.
This is a common and consequential situation. Massachusetts taxes income earned within its borders regardless of where you live, so a New Hampshire resident commuting to a Massachusetts workplace pays Massachusetts income tax on that income. New Hampshire offers no credit, because it levies no tax against which a credit could apply.
Remote days worked from your New Hampshire home are generally not Massachusetts-source income, which makes accurate day-count records worth keeping. This calculator assumes your income is not taxable by another state.
No longer. The tax was phased out and fully repealed, so no form of personal income is now taxed by the state.
Massachusetts income tax on income earned in Massachusetts. New Hampshire adds nothing, but provides no offsetting credit either. Days genuinely worked from home in New Hampshire are generally outside Massachusetts's reach.
No statewide sales tax. A meals and rooms tax applies to restaurants and lodging.